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If you want to talk to someone about debt
Citizens Advice

Helpline: 03444 111 444

Citizens Advice has a network of charities that offer confidential advice online, over the phone, and in person, for free.

Debt Advice Foundation

Email form:
Helpline: 0800 043 40 50

Debt Advice Foundation is a charity offering free, confidential support and advice to anyone worried about loans, credit and debt. The advice they provide is impartial and based solely on what is best for you. The helpline is available Monday to Friday (8am to 8pm) and Saturday (9am to 3pm).

Christians Against Poverty (CAP)

Helpline (freephone): 0800 328 0006

Christians Against Poverty (CAP) is a charity providing free, face-to-face support for people with a variety of debts and overdue bills, backed up by professional debt counsellors who negotiate with creditors on your behalf. We work to get you debt free either through repayment or one of the insolvency options, whichever best suits your situation. Each CAP Debt Centre has a team of support staff to help you in the long term. All our services are available to everyone regardless of age, gender, faith or background.



Stepchange offers free and impartial debt advice and practical solutions. They offer to examine your financial position, discuss possible solutions and recommend a course of action. Their free online ‘Debt Remedy’ tool can help you create a budget and get debt advice in 20 minutes.

Money Advice Service

Helpline: 0800 138 7777

The Money Advice Service helps people manage their money, through a free and impartial advice service. The helpline is available Monday to Friday (8am to 8pm) and Saturday (9am to 1pm).

National Debtline

Helpline: 0808 808 4000

National Debtline provides free advice and resources to help you deal with your debts. You can access their services over the phone, through their website and via webchat.


Helpline: 0300 100 1234

Relate offer services where you can talk to a relationship counsellor. They strive for a convenient service that works for you, whether it's face-to-face, over the phone, or via live chat.

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